Registration Fees

Registration arrived within July 20th
Registration arrived after July 20th
€ 250.00 + VAT 20%
€ 300.00 + VAT 20%
€ 750.00 + VAT 20%
€ 900.00 + VAT 20%
Academics presenting a Poster
€ 100.00 + VAT 20%
€ 100.00 + VAT 20%
Practitioners presenting a Poster
€ 500.00 + VAT 20%
€ 500.00 + VAT 20%
PhD Students*
€ 50.00 + VAT 20%
€ 100.00 + VAT 20%

No fees are required for participants presenting a paper

* Please check the PhD Student Policy


The registration fees cover:

Admission to all scientific sessions
Lunches and coffees during the Conference
Conference package



The registration fees do not fully cover the conference dinner on Monday, September 25 for which there is a charge of 60 Euro for each attending person (participants as well as accompanying persons).


Payments could be made as follows:


Cancellations and refunds

Refund of registration fees will be made according to the Italian Legislative Decree of 17 March 1995 n. 111, and foresees:
85% refund on cancellations received by 31 days before the start of the Conference;
70% refund on cancellations received between 30 and 21 days before the start of the Conference;
0% refund on cancellations received within 20 days before the start of the Conference.
Due to accounting reasons, any possible refund will be given after the end of the Conference.
Any request of cancellation shall be addressed either by fax o by e-mail to Oltrex (fax +39.041.2776653, e-mail:
In case changes with respect to first registration details, Oltrex will be authorised to charge an extra administrative cost.
Changes in the name of the Participant/Delegate are allowed and must be addressed either by fax o by e-mail to Oltrex (fax +39.041.2776653, e-mail:


The above mentioned data subject may exercize all the rights set forth in L.N. 196/2003 (Privacy Law)
Polizza n.800/14/511146 Vittoria Assicurazioni -Aut..Prov. Ve. num 19/98 Responsability of:

Oltrex 4M S.p.A.
Santa Croce 466/E
30135 Venezia (ITALY)


Important dates

May 30, 2006
Deadline for submission of papers
June 15, 2006
Decisions regarding acceptance
July 20, 2006
Deadline for early registration and for guaranteed accommodation
July 31, 2006
Deadline for sending of complete version of accepted papers




Credit Risk Evaluation Designed for Institutional Targeting in finance

Risks in Small Business Lending